Frequently Asked Questions
Maybe you have a few questions. That’s okay — most people do. Below are the questions we hear most often from Philadelphia homeowners who need to sell fast. If you don’t see your question here, call us anytime at (267) 291-0821 — we’re happy to talk through your specific situation.
Q: Are you actually going to buy my house, or are you just going to list it?
A: We buy it directly. CFR Philly is not a real estate brokerage — we are a cash home buying company serving Philadelphia and the surrounding area. We purchase properties with our own funds, which means no waiting on bank approvals, no MLS listing, and no agents involved. We buy houses in Philadelphia as-is and close on your timeline. After we purchase, we typically renovate and resell or hold the property as a rental.
Q: How are you different from a real estate agent?
A: Real estate agents list your property on the MLS and wait for a buyer to come along — a process that typically takes 45 to 90+ days in the Philadelphia area, costs you up to 6% in commissions, and requires repairs, showings, and inspections along the way. We’re not agents. We are the buyer. We make you a cash offer within 24 hours, we don’t require any repairs or showings, and we pay all closing costs. If you need to sell your house fast in Philadelphia without the hassle of a traditional sale, that’s exactly what we’re built for.
Still weighing your options? Here’s how selling your Philadelphia house to CFR Philly for cash compares to listing with a traditional agent:
| Selling w/ A Philadelphia Agent | SOLD To CFR Philly | |
|---|---|---|
| Commissions / Fees: | Up to 6%, paid by you, the seller | None |
| Who Pays Closing Costs? | 2% on average is paid by you, the seller | We pay all costs. |
| Inspection & Financing Contingency*: | Yes, sales can fall through. | None needed |
| Appraisal Needed: | Yes, the sale is often subject to appraisal. | No, we make cash offers. |
| Average Days Until Sold: | +/- 91 Days | We provide immediate cash offers. |
| Number of Showings: | It Depends | 1 (Just Us) |
| Closing Date: | 30-60+/- days after accepting the buyer’s offer | The date of YOUR CHOICE. |
| Who Pays For Repairs? | Negotiated during the inspection period | We pay for all repairs. |
Q: Do you pay fair prices for properties?
A: Many of the houses we purchase are below market value. We do this so we can resell it at a profit to another homeowner. We are looking to get a fair discount on a property. In our experience, many sellers aren’t necessarily expecting a large “windfall” on the property. Instead, they appreciate that we can offer cash, we close very quickly (no waiting for financing), and no time, effort, or expense is required on your part to fix up the property or pay agent fees. If that’s what you’re looking for and you see the value in getting your house sold fast, let’s see if we can come to a win-win price for both parties. Our no-obligation pricing commitment means that you don’t have to move forward with the offer we give… but it’s good to know what we’re offering!
DOWNLOAD our free guide that walks you through the Pros and Cons (plus the cost and timeline) of selling your house to a real estate investor versus the pros, cons, and costs of the other two alternatives – listing with an agent or selling it yourself.
Q: How fast can you actually close?
A: In most cases we can close in 7 to 14 days. If you need to sell your house now — today or this week — call us directly and we’ll tell you exactly what’s possible for your situation. If you need more time, we work around your schedule too. We’ve closed as far out as 60 days when sellers needed extra time to move. The timeline is entirely up to you.
Q: Do you buy houses in every Philadelphia neighborhood?
A: Yes. We buy houses throughout Philadelphia and the surrounding area — in any neighborhood, any zip code, any condition. We also buy in Delaware County, Montgomery County, and Bucks County. If you’re not sure whether your property is in our service area, just call us at (267) 291-0821 and we’ll let you know right away.
Q: My house needs a lot of work. Will you still buy it?
A: That’s exactly the type of property we specialize in. When we say we buy houses as-is, we mean it. We’ve purchased properties that needed full gut renovations, homes with foundation issues, fire-damaged houses, properties with mold, outdated electrical, roof damage, and everything in between. You don’t need to make a single repair before we close. We assess the property in its current condition and make our offer based on what it actually is — not what it could be after repairs.
Q: How do you determine the price to offer on my house?
A: We look at three things: the after-repair value of your property (what it would sell for fully renovated), the estimated cost of repairs needed, and comparable recent sales in your specific neighborhood. We’re completely transparent about how we arrive at our number — if you want us to walk you through the math on your call, we’ll do that. No mystery, no games.
Q: Will I have to pay any fees or commissions?
A: None. There are zero commissions, zero fees, and we cover all standard closing costs. The number in our offer is the number you walk away with — nothing gets deducted at the closing table on your end. What we offer is what you get, in cash.
Q: What if I’m behind on payments or facing foreclosure?
A: This is one of the most common situations we work with. If you’re in pre-foreclosure or have a sheriff sale scheduled in Philadelphia, time is critical — reach out to us immediately at (267) 291-0821. We can often move quickly enough to help you avoid foreclosure going on your record. We’re familiar with Pennsylvania’s foreclosure and sheriff sale process and can work within tight deadlines.
Q: What if there’s a probate or inherited property involved?
A: We buy inherited properties and estate properties regularly. Probate in Pennsylvania can take time, but we can work alongside the process — in some cases we make an offer and wait for probate to clear before closing. If you’ve inherited a house in Philadelphia and aren’t sure where to start, call us and we’ll walk you through what we’ve seen work in similar situations.
Q: Can you buy my house if it has tenants in it?
A: Yes. We’ve purchased properties with tenants — including tenants who are behind on rent or who have refused to leave. We take the tenant situation on as our problem after closing. You don’t need to resolve it before selling to us.
Q: What if my house has liens or back taxes?
A: We handle those situations regularly. Tax liens, judgment liens, and back property taxes can often be resolved at or before closing using the proceeds from the sale. Our title company is experienced with these situations and we’ll work through the details with you. Don’t assume a lien means you can’t sell — call us first and let’s look at what’s there.
Q: How are you different from a real estate agent?
A: Real estate agents list your property on the MLS and wait for a buyer to come along — a process that typically takes 45 to 90+ days in the Philadelphia area, costs you up to 6% in commissions, and requires repairs, showings, and inspections along the way. We’re not agents. We are the buyer. We make you a cash offer within 24 hours, we don’t require repairs or showings, and we pay all closing costs. If you need to sell your house fast in Philadelphia without the hassle of a traditional sale, that’s exactly what we’re built for.
Want To See What We Can Buy Your House For?
If you’re thinking “I need to sell my house now” — or even if you’re just exploring your options — fill out the short form below or call us at (267) 291-0821. We’ll get you a no-obligation cash offer within 24 hours. No repairs. No fees. No hassle. We buy houses in Philadelphia in any condition and any situation — and we can close in as little as 7 days.
Fill Out The Quick Form Below To Get A No-Hassle, No-Obligation, All-Cash Offer
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Learn The Pros and Cons Of Selling Your House To A Local Professional Home Buyer – Your FREE Guide:
Download our FREE Guide here and contact us anytime with questions or if you would like a no-hassle Situation Evaluation. Learn more about how we help Philadelphia homeowners sell their unwanted properties for cash.
Get your FREE Guide and then give us a call at (267) 291-0821. We would love to discuss what your home is worth and what we can offer to buy it with our Cash Offer Program.